What’s the Difference Between a Bull & Bear Market?

July 2019 - MPI - Application


The Trouble With ‘Banking on Yourself’

Source: The Street By: Fisher Investments Jun 16, 2017 9:04 AM EDT Costly insurance programs dressed up as investment strategies are unlikely to prove beneficial to your financial health. What if we told you there was an investment that… Grows 100% tax deferred Provides 100% tax free income Is NOT reportable to the IRS Pays an average of 5% Allows investors


What Is an Index Fund?

Source: The Motley Fool An index fund can give you exposure to many stocks in a single investment, and without the high fees of actively-managed funds. An index fund is a mutual fund or ETF that is designed to track a specific index of stocks, bonds, or another type of investment. For example, an S&P


5 Reasons a 401(k) May Be the Worst Account to Have in Retirement

Source: Kiplinger By MICHAEL REESE, CFP® | Centennial Wealth Advisory, LLCAugust 21, 2019 That massive 401(k) nest egg that you’re so proud of comes with some serious baggage. Here are five major cons of these accounts and a couple of alternatives to consider instead. Just about every financial expert I know advises savers to contribute to their company’s


How the 4 Percent Rule Works in Retirement

Source: the balance BY DANA ANSPACH  Updated November 11, 2018 [Click Here] for more of our videos on YouTube. As you think about retirement and start planning for your income needs, you might hear about some financial rules of thumb that have circulated for years. One of them is the ‘4 percent rule’. While it promises to


How (and why) indexed universal life really works

Source: ThinkAdvisor If a life insurance company can afford such generous caps and floors in their IUL policies, why can’t private investors do the same? By Tom Martin | April 06, 2015 at 10:49 AM | Originally published on Lifehealthpro We are often asked by our clients, “How can the insurance company afford such generous caps and floors in their indexed


Why Compounding Is Key For Long-Term Growth

Source: Forbes By: Stephanie Denning Senior Contributor Mar 31, 2019, 05:00pm “We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next ten. Don’t let yourself be lulled into inaction.” ―Bill Gates Compounding is a magical concept. It’s a little like putting something into a black box